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1.
2.
Some extensions of optimal stopping with financial applications
Mihael Perman, Ana Zalokar, 2019, original scientific article

Keywords: optimal stopping for Markov chains, equity-linked life insurance with guarantees
Published in RUP: 14.03.2019; Views: 1731; Downloads: 157
.pdf Full text (214,48 KB)

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The effect of unemployment benefit generosity on unemployment duration : quasi-experimental evidence from Slovenia
Matija Vodopivec, Suzana Laporšek, Primož Dolenc, Milan Vodopivec, 2015, treatise, preliminary study, study

Abstract: The paper analyses the effects of a 2011 increase in the unemployment benefit replacement rate on the job-finding rate of Slovenian benefit recipients. Using registry data on the universe of Slovenian unemployment benefit recipients, we exploit legislative changes that selectively increased the replacement rates for certain groups of workers while leaving them unchanged for others. Applying this quasi-experimental approach, we find that increasing the replacement rate significantly decreased the hazard rate of the transition from unemployment to employment, with an implied elasticity of the hazard rate with respect to benefit replacement rate being 0.7 to 0.9. The results also show that the increase of the unemployment benefit replacement rate does not affect the job-finding probability of jobseekers whose reason for unemployment is employer exit, and that the effects of the increase of replacement rate are present only upon exit to employment and not to inactivity.
Keywords: nadomestilo za brezposelnost, zavarovanje za brezposelnost, verjenost pridobitve zaposlitve, unemployment insurance, unemployment benefit replacement rate, job-finding rate
Published in RUP: 08.08.2016; Views: 3137; Downloads: 86
URL Link to full text

5.
Innovation and communication as dimensions of the marketing culture : their influence on financial performance in Slovenia's insurance and construction industries
Natalie C. Postružnik, Melita Moretti, 2012, original scientific article

Abstract: This study explores the meaning and role of the marketing culture within organizations-specifically, innovativeness and internal communications, both of which have a significant impact on an organizationʼs financial performance. A qualitative study was conducted in the insurance and construction industries in Slovenia based on theoretical insights, in which 11 semi-structured interviews were conducted with top and middle managers of medium-sized and large organizations. Recommendations to be applied in practice and for further research are given based on the findings.
Keywords: marketing culture, finacial performance, innovation, internal communications, insurance industry, construction industry
Published in RUP: 30.12.2015; Views: 2902; Downloads: 11
URL Link to full text

6.
Kapitalske zahteve zavarovalnic : zaključna naloga
Marko Prcać, 2015, undergraduate thesis

Keywords: insurance, solvency II, capital requirements, credit risk, statistical modelling
Published in RUP: 15.10.2015; Views: 2903; Downloads: 50
URL Link to full text

7.
The equalization scheme of the residual voluntary health insurance in Slovenia
Boris Zgrablić, 2015, original scientific article

Abstract: Residual voluntary health insurance in Slovenia covers the difference between the (recognised) value of the health service and the part of this value that is payed by the compulsory health insurance. From the inception of compulsory health insurance in 1992, residual voluntary health insurance has open enrolment. From 2006 community rating applied, as well as an equalization scheme with which the differences in health services expenses, arising from the different structures of the insurees of the single insurance undertakings regarding age and gender, shall be equalized. The equalization scheme of the residual voluntary health insurance in Slovenia is presented, along with a detailed explanation of the formulae required for the computation.
Keywords: residual voluntary health insurance, equalization scheme, claims equalization, risk equalization
Published in RUP: 15.10.2015; Views: 2977; Downloads: 144
.pdf Full text (210,01 KB)

8.
Balancing equity and efficiency through health care policies in Slovenia during the period 1990-2008
Tit Albreht, Niek Klazinga, 2010, original scientific article

Abstract: Ozadje: Zdravstvena reforma v Sloveniji leta 1992 je imela pet glavnih ciljev - uvedbo sistema socialnega zdravstvenega zavarovanja in sistema doplačil za različne zdravstvene storitve, uvedbo zasebnega dela v zdravstvenem varstvu, prenos funkcij načrtovanja in nadzora z države na zbornice in občine ter uvedbo licenciranja in obnavljanja licenc za zdravstvene delavce. Metode: Zaradi osredotočenja na reforme sistema financiranja smo opravili opisno in eksplorativna analiza splošnih demografskih, ekonomskih, splošno- ter zdravstveno-finančnih podatkov. Predstavili smo tudi splošne populacijske kazalce zdravja za celotno opazovano obdobje. Širši zdravstveno politični kontekst smo ovrednotili s pomočjo metode opazovanja ob sodelovanju skozi celotno obdobje ter z uporabo polstrukturiranih intervjujev s ključnimi oblikovalci zdravstvene politike v letu 2001 kot vmesno analizo stanja. Rezultati: Pretvorba zdravstvenega sistema v Sloveniji je privedla do stabilnega financiranja zdravstvenega varstva na ravni okrog 8,5 % BDP. Tak rezultat smo dosegli na račun zmanjšanja deleža, financiranega iz javnih sredstev, kar smo delno nadomestili z dopolnilnim zdravstvenim zavarovanjem, delno pa z zasebnimi izdatki. Zasebni izdatki so povečali regresivnost sistema, kar smo delno zmanjšali z izravnalnimi shemami, delno pa s subvencioniranjem dopolnilnega zdravstvenega zavarovanja za najbolj finančno ogrožene. Zaključki: Tranzicija zdravstvenega sistema v Sloveniji se je odvijala v obdobju ugodnih ekonomskih razmer, kar je omogočilo stabilno financiranje sistema zdravstvenega varstva in omejilo zmogljivosti izvajalcev zdravstvene dejavnosti. Tako okolje je pomembno vplivalo na izboljšanje splošnih razmer za zdravje prebivalstva in je zmanjšalo pritiske na nov sistem. Prejšnji sistem se je pretvoril v mešani sistem socialnega zdravstvenega zavarovanja, zasnovan na močnem osrednjem zavarovalcu. Sedanja shema financiranja ne bo zdržala dolgo zaradi demografskih trendov in drugih dejavnikov, ki povečujejo nekrite potrebe po zdravstvenem varstvu.
Keywords: health system reform, health care financing, health insurance
Published in RUP: 10.07.2015; Views: 2908; Downloads: 151
URL Link to full text

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Sales force turnover
Suman Pathak, Vibhuti Tripathi, 2010, original scientific article

Abstract: The insurance sector in India is rising rapidly to bring in growth and employment opportunities. Insurance companies are basically human intensive, and human resources act as an undoubted differentiator. Quality manpower and its retention would act as a litmus test. Turnover of sales force has been high because of low entry and exit barriers. The paper addresses issues of recruitment, retention and turnover of sales force in insurance companies. An attempt is made to integrate them to Maslowćs Need Hierarchy. A survey was conducted among 350 employees who worked in or had left insurance companies to analyze factors that influenced their decisions and job satisfaction. The data were treated with factor analysis. Factors such as Safety & Security, Social & Esteem and Personal Work Style emerged as the influencers to join insurance companies. Primary Needs and Social & Self Esteem Needs were the factors associated with job satisfactionč Stress, Career Advancement and Work Environment emerged as factors for leaving the companies.
Keywords: India, insurance sector, employee, motivation, retention
Published in RUP: 15.10.2013; Views: 3630; Downloads: 71
URL Link to full text

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