<?xml version="1.0"?>
<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/"><rdf:Description rdf:about="https://repozitorij.upr.si/IzpisGradiva.php?id=23276"><dc:title>Financial literacy, technology, and student financial behaviour</dc:title><dc:creator>Grcheva,	Violeta	(Avtor)
	</dc:creator><dc:creator>Steinbacher,	Mitja	(Mentor)
	</dc:creator><dc:subject>financial literacy</dc:subject><dc:subject>financial technology</dc:subject><dc:subject>financial behaviour</dc:subject><dc:subject>financial knowledge</dc:subject><dc:subject>university students</dc:subject><dc:publisher>V. Grcheva</dc:publisher><dc:date>2026</dc:date><dc:date>2026-07-08 09:21:28</dc:date><dc:type>Diplomsko delo/naloga</dc:type><dc:identifier>23276</dc:identifier><dc:language>sl</dc:language></rdf:Description></rdf:RDF>