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<metadata xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dc="http://purl.org/dc/elements/1.1/"><dc:title>Financial literacy, technology, and student financial behaviour</dc:title><dc:creator>Grcheva,	Violeta	(Avtor)
	</dc:creator><dc:creator>Steinbacher,	Mitja	(Mentor)
	</dc:creator><dc:subject>financial literacy</dc:subject><dc:subject>financial technology</dc:subject><dc:subject>financial behaviour</dc:subject><dc:subject>financial knowledge</dc:subject><dc:subject>university students</dc:subject><dc:publisher>V. Grcheva</dc:publisher><dc:date>2026</dc:date><dc:date>2026-07-08 09:21:28</dc:date><dc:type>Diplomsko delo/naloga</dc:type><dc:identifier>23276</dc:identifier><dc:identifier>UDK: 336.7-057.875(043.2)</dc:identifier><dc:identifier>COBISS.SI-ID: 284004355</dc:identifier><dc:language>sl</dc:language></metadata>
