20.500.12556/RUP-2562 Incentive effects of unemployment insurance savings accounts The paper, the first one to empirically examine whether individual accounts internalize the cost of unemployment, estimates the determinants of job finding rates of unemployment benefit recipients under the Chilean program. This is a unique, innovative program that combines social insurance, provided via solidarity funding, with self-insurance in the form of unemployment insurance savings accounts (UISAs). The paper shows that beneficiaries who use solidarity funding are less likely to exit unemployment in early months than those relying on UISAs only. Moreover, job finding rates are found to be positively correlated with pre-separation UISA balances among those that use solidarity funding, but are found to be uncorrelated with balances for those relying on UISAs only. While the findings are consistent with the effects expected under the internalization of unemployment costs via UISAs, they do not pinpoint unambiguously the causal link, as alternative mechanisms may be responsible for the observed correlations, particularly selection into the use of UISAs. trg dela zaposlovanje plače Čile true false false Angleški jezik Neznan jezik Delo ni kategorizirano 2013-10-15 12:07:22 2013-10-15 12:07:22 2024-03-01 12:08:18 0000-00-00 00:00:00 2011 0 0 str. 798-809 Št. 6 Letn. 18 dec. 2011 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 0927-5371 331.1/.2(83) 4465879 http://www.sciencedirect.com/science/article/pii/S0927537111000728 1 https://repozitorij.upr.si/Dokument.php?lang=slv&id=2562 Univerza na Primorskem 0 0 0